---Is Michael a man with good manners?---I don’t think so. As a matter of fact, he is ______but polite.

It  is said that people are       likely to tell lies over the phone as they are in emails.

Although taking wedding photos has become more popular among graduating students, many students        _______it requires both money and courage.

He is always ready to help others. That's one of his ________ .

 I ________ the main point of the speech and wrote a summary of it.